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Non-farmer business loan Rual Financial > Individual product of rural financing > Non-famer clients
Function: A crediting service in RMB for rural individual clients who may need financial support for their businesses but requires a return of the loan charged with interests.

Maximum amount of loan: no more than 5 million Yuan.

Loan term restriction: No more than 5 years

Loan application conditions:

1. The applicants should be a legal citizen and have a local fixed living place. The age of applicants should be 18 or over. The age of loan application should not be over 60.

2. The applicants should be healthy and be able to carry out citizen rights.

3. The applicants should not have any records of criminal charges or warnings. He or she should be proved to be of credible and trustworthy characters.

4. The applicants should be of a full-time and stable employment with regular income, and should be able to return loan and interest on time.

5. The purpose of the loan should be clear and compatible the policies of the country and our bank.

6. The applicants should have opened in our bank a Dingxiang Card and a personal saving account.
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